Knowledge Hub
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- Debt solutions What Is A Debtor Contribution Order In Scottish Bankruptcy? The payment you make into your own sequestration, set under section 90 of the Bankruptcy (Scotland) Act 2016 from what is left after reasonable living costs. Updated 29 Aug 2026 Read
- Council tax What Is A Final Notice For Council Tax? A final notice is the last letter before a summary warrant. Miss it and you lose the right to instalments, with the whole year's balance falling due at once. Updated 29 Aug 2026 Read
- Debt solutions What Is A Protected Trust Deed? A protected trust deed is a formal Scottish insolvency arrangement. You pay a contribution from surplus income for 48 months, then your trustee applies to discharge you. Updated 29 Aug 2026 Read
- Council tax What Is Council Tax Reduction In Scotland? Council Tax Reduction cuts the council tax you are charged when your income and capital are low. It replaced Council Tax Benefit in 2013 and can cover 100% of the bill. Updated 29 Aug 2026 Read
- Council tax What Is The Severe Mental Impairment Council Tax Exemption? A council tax disregard for a person with a severe, permanent impairment of intelligence and social functioning, certified by a doctor and on a qualifying benefit. Updated 29 Aug 2026 Read
- Council tax What Makes You Liable To Pay Council Tax In Scotland? A fixed statutory hierarchy decides who pays, running from resident owner down to non-resident owner. See where you sit and what to do if the name is wrong. Updated 29 Aug 2026 Read
- Sheriff officers What Powers Do Sheriff Officers Have In Scotland? Sheriff officers are officers of the court. They can serve documents and, once a warrant exists, arrest wages or a bank account, but not force entry. Updated 29 Aug 2026 Read
- Sheriff officers What Should You Do If Sheriff Officers Knock On Your Door? Stay behind the door, ask for the officer's name, the firm and the authority they hold, and agree nothing on the step. A plan for the first ten minutes and after. Updated 29 Aug 2026 Read
- Sheriff officers Which Belongings Are Protected From Sheriff Officers? Clothing, beds, food, medical aids, a fridge and the furniture your household reasonably requires cannot be attached, and money in the home cannot be touched. Updated 29 Aug 2026 Read
- Sheriff officers Why Are Alex M Adamson Contacting You? The council remains the creditor after sheriff officers are instructed, so an arrangement is still worth asking about. See the routes that stop enforcement. Updated 29 Aug 2026 Read
- Sheriff officers Why Are Scott And Co Contacting You? Scott and Co are sheriff officers instructed by Scottish councils. Where the creditor is a council, the authority behind the letter is a summary warrant. Updated 29 Aug 2026 Read
- Sheriff officers Why Are Walker Love Contacting You? Walker Love are sheriff officers, officers of the court appointed by and accountable to the sheriff. Every power they hold comes from statute, not the firm. Updated 29 Aug 2026 Read
- Council tax What is a Summary Warrant? Summary Warrants are court orders and are widely used to recover Council Tax debts owed to Scottish local authorities. Updated 12 Jan 2024 Read