What is a wage arrestment?

In Scotland, a wage arrestment also known as an earnings arrestment is one of the most common tactics used to recuperate council tax debt.

This strategy will require your current employer to deduct money from your wages. Your employer will subtract a specific amount from your net income (money earned after tax and national insurance) on each date you’re due to be paid. The amount deducted will be forwarded on to the council to repay the council tax debt.

A wage arrestment or earnings arrestment can be used for a number of different types of debt. However, they are mainly used for recovering council tax debt.

The method applies to a set of protocols collectively known as diligence against earnings.

  • Wage arrestment (earnings arrestment) is used to collect a single debt
  • Current maintenance arrestment is used to enforce the payment of maintenance, such as that awarded by a court during a divorce settlement
  • A conjoined arrestment order is granted by the court to enforce payment of two or more of the same type of debts

It is important to remember that a conjoined arrestment can be used for two or more wage arrestments that are in place at the same time but not for an earnings arrestment and current maintenance arrestment.